FARMERS AND MERCHANTS BANK

MAYSVILLE, OK | Micro | Est. Jan. 1, 1908, midnight | FDIC #4144 | RSSD #836656 | FDIC
Latest Report: 2025-12-31

FARMERS AND MERCHANTS BANK is amn micro FDIC-insured commercial bank headquartered in MAYSVILLE, OK, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $23M and total deposits of $20M. Profitability stands at 2.04% ROA and 21.17% ROE, with a net interest margin of 5.79%. The bank's CET1 capital ratio is 10.23%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.68% and a Texas Ratio of 15.89%. FDIC Certificate #4144.

Assets

$23M

Deposits

$20M

Loans

$12M

Equity

$2M

Profitability

Return on Assets (ROA) 2.04%
Return on Equity (ROE) 21.17%
Net Interest Margin (NIM) 5.79%
Yield on Assets 6.40%
Cost of Funds 1.11%

Asset Quality

NPL Ratio 3.68%
Net Charge-Off Ratio 1.58%
Texas Ratio 15.89%
NPA Ratio 1.91%
ACL / Loans 3.42%

Capital & Liquidity

CET1 Ratio 10.23%
Tier 1 Capital 10.23%
Total Capital Ratio 10.74%
Leverage Ratio 9.95%
Loan-to-Deposit 57.76%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required