CORYDON STATE BANK

CORYDON, IA | Small | Est. Jan. 1, 1926, midnight | FDIC #13616 | RSSD #837046 | FDIC
Latest Report: 2025-12-31

CORYDON STATE BANK is asn small FDIC-insured commercial bank headquartered in CORYDON, IA, established in Jan. 1, 1926, midnight. As of 2025-12-31, the bank reported total assets of $134M and total deposits of $101M. Profitability stands at 1.79% ROA and 7.51% ROE, with a net interest margin of 3.19%. The bank's CET1 capital ratio is 23.60%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.07% and a Texas Ratio of 3.80%. FDIC Certificate #13616. The institution operates 1 domestic branch.

Assets

$134M

Deposits

$101M

Loans

$40M

Equity

$32M

Profitability

Return on Assets (ROA) 1.79%
Return on Equity (ROE) 7.51%
Net Interest Margin (NIM) 3.19%
Yield on Assets 5.19%
Cost of Funds 2.43%

Asset Quality

NPL Ratio 3.07%
Net Charge-Off Ratio 0.02%
Texas Ratio 3.80%
NPA Ratio 0.98%
ACL / Loans 6.02%

Capital & Liquidity

CET1 Ratio 23.60%
Tier 1 Capital 23.60%
Total Capital Ratio 24.78%
Leverage Ratio 24.74%
Loan-to-Deposit 39.34%

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