FARMERS STATE BANK OF HOFFMAN

HOFFMAN, IL | Small | Est. Jan. 1, 1911, midnight | FDIC #9259 | RSSD #837541 | FDIC
Latest Report: 2025-12-31

FARMERS STATE BANK OF HOFFMAN is asn small FDIC-insured commercial bank headquartered in HOFFMAN, IL, established in Jan. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $216M and total deposits of $167M. Profitability stands at 0.62% ROA and 6.38% ROE, with a net interest margin of 3.36%. The bank's CET1 capital ratio is 9.89%. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.65%. FDIC Certificate #9259.

Assets

$216M

Deposits

$167M

Loans

$106M

Equity

$21M

Profitability

Return on Assets (ROA) 0.62%
Return on Equity (ROE) 6.38%
Net Interest Margin (NIM) 3.36%
Yield on Assets 4.93%
Cost of Funds 1.62%

Asset Quality

NPL Ratio 0.14%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.65%
NPA Ratio 0.07%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 9.89%
Tier 1 Capital 9.89%
Total Capital Ratio 10.39%
Leverage Ratio 12.23%
Loan-to-Deposit 63.47%

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