FLINT HILLS BANK

ESKRIDGE, KS | Small | Est. July 18, 1985, midnight | FDIC #26340 | RSSD #837952 | FDIC
Latest Report: 2025-12-31

FLINT HILLS BANK is asn small FDIC-insured commercial bank headquartered in ESKRIDGE, KS, established in July 18, 1985, midnight. As of 2025-12-31, the bank reported total assets of $155M and total deposits of $139M. Profitability stands at 0.24% ROA and 2.32% ROE, with a net interest margin of 3.20%. The bank's CET1 capital ratio is 10.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #26340.

Assets

$155M

Deposits

$139M

Loans

$81M

Equity

$16M

Profitability

Return on Assets (ROA) 0.24%
Return on Equity (ROE) 2.32%
Net Interest Margin (NIM) 3.20%
Yield on Assets 4.70%
Cost of Funds 1.54%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 10.49%
Tier 1 Capital 10.49%
Total Capital Ratio 11.01%
Leverage Ratio 13.23%
Loan-to-Deposit 58.11%

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