FIFTH DISTRICT SAVINGS BANK

NEW ORLEANS, LA | Medium | Est. Jan. 1, 1926, midnight | FDIC #27697 | RSSD #837970 | OCC
Latest Report: 2025-12-31

FIFTH DISTRICT SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in NEW ORLEANS, LA, established in Jan. 1, 1926, midnight. As of 2025-12-31, the bank reported total assets of $534M and total deposits of $419M. Profitability stands at 0.45% ROA and 2.19% ROE, with a net interest margin of 2.76%. The bank's CET1 capital ratio is 41.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.52%. FDIC Certificate #27697.

Assets

$534M

Deposits

$419M

Loans

$378M

Equity

$111M

Profitability

Return on Assets (ROA) 0.45%
Return on Equity (ROE) 2.19%
Net Interest Margin (NIM) 2.76%
Yield on Assets 4.59%
Cost of Funds 2.15%

Asset Quality

NPL Ratio 0.14%
Net Charge-Off Ratio --
Texas Ratio 0.52%
NPA Ratio 0.11%
ACL / Loans 0.45%

Capital & Liquidity

CET1 Ratio 41.17%
Tier 1 Capital 41.17%
Total Capital Ratio 41.79%
Leverage Ratio 21.07%
Loan-to-Deposit 90.34%

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