AMERICAN BANK & TRUST COMPANY

OPELOUSAS, LA | Small | Est. Sept. 22, 1958, midnight | FDIC #17906 | RSSD #83834 | FDIC
Latest Report: 2025-12-31

AMERICAN BANK & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in OPELOUSAS, LA, established in Sept. 22, 1958, midnight. As of 2025-12-31, the bank reported total assets of $272M and total deposits of $228M. Profitability stands at 0.97% ROA and 9.93% ROE, with a net interest margin of 4.29%. The bank's CET1 capital ratio is 9.47%. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.41%. FDIC Certificate #17906.

Assets

$272M

Deposits

$228M

Loans

$187M

Equity

$26M

Profitability

Return on Assets (ROA) 0.97%
Return on Equity (ROE) 9.93%
Net Interest Margin (NIM) 4.29%
Yield on Assets 5.61%
Cost of Funds 1.42%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio -0.02%
Texas Ratio 0.41%
NPA Ratio 0.04%
ACL / Loans 0.94%

Capital & Liquidity

CET1 Ratio 9.47%
Tier 1 Capital 9.47%
Total Capital Ratio 9.94%
Leverage Ratio 11.60%
Loan-to-Deposit 81.93%

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