RICHLAND STATE BANK is amn micro FDIC-insured commercial bank headquartered in BRUCE, SD, established in Jan. 1, 1927, midnight. As of 2025-12-31, the bank reported total assets of $44M and total deposits of $39M. Profitability stands at 1.36% ROA and 12.57% ROE, with a net interest margin of 2.90%. The bank's CET1 capital ratio is 20.94%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #1675.
Assets
$44M
Deposits
$39M
Loans
$23M
Equity
$5M
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