RICHLAND STATE BANK is an FDIC-insured commercial bank headquartered in BRUCE, SD, established in Jan. 1, 1927, midnight. As of 2025-12-31, the bank reported total assets of $44M and total deposits of $39M. Profitability stands at 1.36% ROA and 12.57% ROE, with a net interest margin of 2.90%. CET1 capital ratio: 20.94%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.
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