GREENFIELD BANKING COMPANY

GREENFIELD, TN | Small | Est. Aug. 16, 1935, midnight | FDIC #15255 | RSSD #83955 | FDIC
Latest Report: 2025-12-31

GREENFIELD BANKING COMPANY is asn small FDIC-insured commercial bank headquartered in GREENFIELD, TN, established in Aug. 16, 1935, midnight. As of 2025-12-31, the bank reported total assets of $148M and total deposits of $131M. Profitability stands at 1.12% ROA and 14.04% ROE, with a net interest margin of 3.39%. The bank's CET1 capital ratio is 12.27%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.70% and a Texas Ratio of 12.66%. FDIC Certificate #15255.

Assets

$148M

Deposits

$131M

Loans

$91M

Equity

$12M

Profitability

Return on Assets (ROA) 1.12%
Return on Equity (ROE) 14.04%
Net Interest Margin (NIM) 3.39%
Yield on Assets 6.37%
Cost of Funds 3.00%

Asset Quality

NPL Ratio 1.70%
Net Charge-Off Ratio 0.04%
Texas Ratio 12.66%
NPA Ratio 1.11%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 12.27%
Tier 1 Capital 12.27%
Total Capital Ratio 13.21%
Leverage Ratio 8.35%
Loan-to-Deposit 69.26%

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