LIBERTY SAVINGS BANK, F.S.B.

WILMINGTON, OH | Large | Est. Sept. 14, 1984, midnight | FDIC #32242 | RSSD #839572 | OCC
Latest Report: 2025-12-31

LIBERTY SAVINGS BANK, F.S.B. is aln large FDIC-insured commercial bank headquartered in WILMINGTON, OH, established in Sept. 14, 1984, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $984M. Profitability stands at -0.07% ROA and -0.89% ROE, with a net interest margin of 1.77%. The bank's CET1 capital ratio is 17.67%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.30% and a Texas Ratio of 13.58%. FDIC Certificate #32242.

Assets

$1.1B

Deposits

$984M

Loans

$792M

Equity

$83M

Profitability

Return on Assets (ROA) -0.07%
Return on Equity (ROE) -0.89%
Net Interest Margin (NIM) 1.77%
Yield on Assets 5.37%
Cost of Funds 3.59%

Asset Quality

NPL Ratio 1.30%
Net Charge-Off Ratio 0.08%
Texas Ratio 13.58%
NPA Ratio 1.11%
ACL / Loans 0.99%

Capital & Liquidity

CET1 Ratio 17.67%
Tier 1 Capital 17.67%
Total Capital Ratio 18.92%
Leverage Ratio 9.42%
Loan-to-Deposit 80.54%

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