FARMERS & TRADERS BANK OF CAMPTON

CAMPTON, KY | Micro | Est. Jan. 1, 1902, midnight | FDIC #288 | RSSD #839817 | FDIC
Latest Report: 2025-12-31

FARMERS & TRADERS BANK OF CAMPTON is amn micro FDIC-insured commercial bank headquartered in CAMPTON, KY, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $68M and total deposits of $55M. Profitability stands at 1.48% ROA and 22.60% ROE, with a net interest margin of 4.16%. The bank's CET1 capital ratio is 12.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.42%. FDIC Certificate #288.

Assets

$68M

Deposits

$55M

Loans

$41M

Equity

$5M

Profitability

Return on Assets (ROA) 1.48%
Return on Equity (ROE) 22.60%
Net Interest Margin (NIM) 4.16%
Yield on Assets 5.61%
Cost of Funds 2.38%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.42%
NPA Ratio 0.03%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 12.47%
Tier 1 Capital 12.47%
Total Capital Ratio 13.31%
Leverage Ratio 9.28%
Loan-to-Deposit 73.98%

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