BanksFARMERS & TRADERS BANK OF CAMPTON

FARMERS & TRADERS BANK OF CAMPTON

CAMPTON, KYMicroEst. Jan. 1, 1902, midnightFDIC #288RSSD #839817FDIC
Latest · 2025-12-31

FARMERS & TRADERS BANK OF CAMPTON is an FDIC-insured commercial bank headquartered in CAMPTON, KY, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $68M and total deposits of $55M. Profitability stands at 1.48% ROA and 22.60% ROE, with a net interest margin of 4.16%. CET1 capital ratio: 12.47%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 0.42%. Operates 1 domestic branch.

Assets
$68M
Deposits
$55M
Loans
$41M
Equity
$5M

Profitability

Return on Assets (ROA)1.48%
Return on Equity (ROE)22.60%
Net Interest Margin4.16%
Yield on Assets5.61%
Cost of Funds1.41%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio0.07%
Texas Ratio0.42%
NPA Ratio0.03%
ACL / Loans1.06%

Capital & Liquidity

CET1 Ratio12.47%
Tier 1 Capital12.47%
Total Capital Ratio13.31%
Leverage Ratio9.28%
Loan-to-Deposit73.98%

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