CITIZENS BANK is asn small FDIC-insured commercial bank headquartered in MOUNT VERNON, KY, established in Jan. 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $252M and total deposits of $220M. Profitability stands at 1.36% ROA and 17.36% ROE, with a net interest margin of 4.31%. The bank's CET1 capital ratio is 11.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.17% and a Texas Ratio of 11.54%. FDIC Certificate #262.
Assets
$252M
Deposits
$220M
Loans
$215M
Equity
$20M
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