FIRST FINANCIAL BANK IN WINNEBAGO

WINNEBAGO, MN | Micro | Est. Jan. 1, 1913, midnight | FDIC #5278 | RSSD #840354 | FDIC
Latest Report: 2025-12-31

FIRST FINANCIAL BANK IN WINNEBAGO is amn micro FDIC-insured commercial bank headquartered in WINNEBAGO, MN, established in Jan. 1, 1913, midnight. As of 2025-12-31, the bank reported total assets of $59M and total deposits of $48M. Profitability stands at 0.55% ROA and 4.99% ROE, with a net interest margin of 3.73%. The bank's CET1 capital ratio is 18.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.72% and a Texas Ratio of 4.77%. FDIC Certificate #5278.

Assets

$59M

Deposits

$48M

Loans

$35M

Equity

$7M

Profitability

Return on Assets (ROA) 0.55%
Return on Equity (ROE) 4.99%
Net Interest Margin (NIM) 3.73%
Yield on Assets 5.58%
Cost of Funds 2.32%

Asset Quality

NPL Ratio 0.72%
Net Charge-Off Ratio -0.03%
Texas Ratio 4.77%
NPA Ratio 0.56%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 18.78%
Tier 1 Capital 18.78%
Total Capital Ratio 19.65%
Leverage Ratio 13.26%
Loan-to-Deposit 73.03%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required