FARMERS STATE BANK is aln large FDIC-insured commercial bank headquartered in WATERLOO, IA, established in June 25, 1903, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.2B. Profitability stands at 1.41% ROA and 14.16% ROE, with a net interest margin of 2.97%. The bank's CET1 capital ratio is 12.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #12855.
Assets
$1.6B
Deposits
$1.2B
Loans
$1.3B
Equity
$163M
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