CITY BANK & TRUST CO.

NATCHITOCHES, LA | Small | Est. Jan. 1, 1933, midnight | FDIC #12608 | RSSD #841753 | FDIC
Latest Report: 2025-12-31

CITY BANK & TRUST CO. is asn small FDIC-insured commercial bank headquartered in NATCHITOCHES, LA, established in Jan. 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $382M and total deposits of $336M. Profitability stands at -0.26% ROA and -2.29% ROE, with a net interest margin of 4.44%. The bank's CET1 capital ratio is 17.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.04% and a Texas Ratio of 10.58%. FDIC Certificate #12608.

Assets

$382M

Deposits

$336M

Loans

$232M

Equity

$40M

Profitability

Return on Assets (ROA) -0.26%
Return on Equity (ROE) -2.29%
Net Interest Margin (NIM) 4.44%
Yield on Assets 5.59%
Cost of Funds 1.22%

Asset Quality

NPL Ratio 2.04%
Net Charge-Off Ratio 0.05%
Texas Ratio 10.58%
NPA Ratio 1.24%
ACL / Loans 1.79%

Capital & Liquidity

CET1 Ratio 17.44%
Tier 1 Capital 17.44%
Total Capital Ratio 18.70%
Leverage Ratio 11.36%
Loan-to-Deposit 68.91%

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