LONE STAR NATIONAL BANK is an FDIC-insured commercial bank headquartered in PHARR, TX, established in Jan. 24, 1983, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.9B. Profitability stands at 1.47% ROA and 13.50% ROE, with a net interest margin of 3.87%. CET1 capital ratio: 19.74%, well above regulatory minimums. NPL ratio: 0.49% · Texas Ratio: 2.50%. Operates 36 domestic branches.
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