INTEGRITY BANK

FOWLER, KS | Micro | Est. April 13, 1906, midnight | FDIC #13450 | RSSD #843953 | FDIC
Latest Report: 2025-12-31

INTEGRITY BANK is amn micro FDIC-insured commercial bank headquartered in FOWLER, KS, established in April 13, 1906, midnight. As of 2025-12-31, the bank reported total assets of $93M and total deposits of $82M. Profitability stands at 1.18% ROA and 11.62% ROE, with a net interest margin of 4.35%. The bank's CET1 capital ratio is 23.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #13450.

Assets

$93M

Deposits

$82M

Loans

$34M

Equity

$9M

Profitability

Return on Assets (ROA) 1.18%
Return on Equity (ROE) 11.62%
Net Interest Margin (NIM) 4.35%
Yield on Assets 5.21%
Cost of Funds 2.44%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.09%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 23.57%
Tier 1 Capital 23.57%
Total Capital Ratio 24.38%
Leverage Ratio 11.05%
Loan-to-Deposit 40.97%

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