BanksINTEGRITY BANK

INTEGRITY BANK

FOWLER, KSMicroEst. April 13, 1906, midnightFDIC #13450RSSD #843953FDIC
Latest · 2025-12-31

INTEGRITY BANK is an FDIC-insured commercial bank headquartered in FOWLER, KS, established in April 13, 1906, midnight. As of 2025-12-31, the bank reported total assets of $93M and total deposits of $82M. Profitability stands at 1.18% ROA and 11.62% ROE, with a net interest margin of 4.35%. CET1 capital ratio: 23.57%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.

Assets
$93M
Deposits
$82M
Loans
$34M
Equity
$9M

Profitability

Return on Assets (ROA)1.18%
Return on Equity (ROE)11.62%
Net Interest Margin4.35%
Yield on Assets5.21%
Cost of Funds0.89%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.09%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.03%

Capital & Liquidity

CET1 Ratio23.57%
Tier 1 Capital23.57%
Total Capital Ratio24.38%
Leverage Ratio11.05%
Loan-to-Deposit40.97%

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