FIRST NATIONAL BANK IN FREDONIA

FIRST NATIONAL BANK IN FREDONIA is asn small FDIC-insured commercial bank headquartered in FREDONIA, KS, established in Sept. 16, 1871, midnight. As of 2025-12-31, the bank reported total assets of $105M and total deposits of $93M. Profitability stands at 0.81% ROA and 6.95% ROE, with a net interest margin of 3.39%. The bank's CET1 capital ratio is 11.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.02% and a Texas Ratio of 2.46%. FDIC Certificate #13798. The institution operates 1 domestic branch.