EDMONTON STATE BANK

GLASGOW, KY | Large | Est. March 17, 1899, midnight | FDIC #9678 | RSSD #845247 | FDIC
Latest Report: 2025-12-31

EDMONTON STATE BANK is aln large FDIC-insured commercial bank headquartered in GLASGOW, KY, established in March 17, 1899, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $984M. Profitability stands at 2.37% ROA and 20.17% ROE, with a net interest margin of 5.00%. The bank's CET1 capital ratio is 9.77%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.03%. FDIC Certificate #9678.

Assets

$1.1B

Deposits

$984M

Loans

$877M

Equity

$132M

Profitability

Return on Assets (ROA) 2.37%
Return on Equity (ROE) 20.17%
Net Interest Margin (NIM) 5.00%
Yield on Assets 6.61%
Cost of Funds 1.70%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.03%
NPA Ratio 0.00%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 9.77%
Tier 1 Capital 9.77%
Total Capital Ratio 10.26%
Leverage Ratio 10.91%
Loan-to-Deposit 89.11%

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