DEWEY BANK

DEWEY, IL | Micro | Est. Jan. 1, 1902, midnight | FDIC #10803 | RSSD #846132 | FDIC
Latest Report: 2025-12-31

DEWEY BANK is amn micro FDIC-insured commercial bank headquartered in DEWEY, IL, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $31M and total deposits of $26M. Profitability stands at 0.94% ROA and 7.69% ROE, with a net interest margin of 5.08%. The bank's CET1 capital ratio is 12.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #10803.

Assets

$31M

Deposits

$26M

Loans

$23M

Equity

$4M

Profitability

Return on Assets (ROA) 0.94%
Return on Equity (ROE) 7.69%
Net Interest Margin (NIM) 5.08%
Yield on Assets 6.35%
Cost of Funds 2.32%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.46%

Capital & Liquidity

CET1 Ratio 12.63%
Tier 1 Capital 12.63%
Total Capital Ratio 13.06%
Leverage Ratio 9.46%
Loan-to-Deposit 86.91%

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