PERRYTON NATIONAL BANK, THE

PERRYTON, TX | Small | Est. Jan. 1, 1921, midnight | FDIC #3388 | RSSD #8462 | OCC
Latest Report: 2025-12-31

PERRYTON NATIONAL BANK, THE is asn small FDIC-insured commercial bank headquartered in PERRYTON, TX, established in Jan. 1, 1921, midnight. As of 2025-12-31, the bank reported total assets of $204M and total deposits of $174M. Profitability stands at 1.88% ROA and 12.91% ROE, with a net interest margin of 3.52%. The bank's CET1 capital ratio is 14.40%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.08%. FDIC Certificate #3388.

Assets

$204M

Deposits

$174M

Loans

$95M

Equity

$29M

Profitability

Return on Assets (ROA) 1.88%
Return on Equity (ROE) 12.91%
Net Interest Margin (NIM) 3.52%
Yield on Assets 5.58%
Cost of Funds 2.23%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.15%
Texas Ratio 0.08%
NPA Ratio 0.01%
ACL / Loans 2.23%

Capital & Liquidity

CET1 Ratio 14.40%
Tier 1 Capital 14.40%
Total Capital Ratio 15.13%
Leverage Ratio 16.35%
Loan-to-Deposit 54.79%

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