FIDELITY BANK

WEST MEMPHIS, AR | Medium | Est. Nov. 4, 1966, midnight | FDIC #19644 | RSSD #848248 | FED
Latest Report: 2025-12-31

FIDELITY BANK is amn medium FDIC-insured commercial bank headquartered in WEST MEMPHIS, AR, established in Nov. 4, 1966, midnight. As of 2025-12-31, the bank reported total assets of $553M and total deposits of $495M. Profitability stands at 1.17% ROA and 14.83% ROE, with a net interest margin of 2.96%. The bank's CET1 capital ratio is 8.15%. Asset quality metrics show a non-performing loan ratio of 0.71% and a Texas Ratio of 3.90%. FDIC Certificate #19644.

Assets

$553M

Deposits

$495M

Loans

$268M

Equity

$45M

Profitability

Return on Assets (ROA) 1.17%
Return on Equity (ROE) 14.83%
Net Interest Margin (NIM) 2.96%
Yield on Assets 4.70%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.71%
Net Charge-Off Ratio 0.01%
Texas Ratio 3.90%
NPA Ratio 0.34%
ACL / Loans 1.34%

Capital & Liquidity

CET1 Ratio 8.15%
Tier 1 Capital 8.15%
Total Capital Ratio 8.56%
Leverage Ratio 12.60%
Loan-to-Deposit 54.04%

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