COMMUNITY STATE BANK is asn small FDIC-insured commercial bank headquartered in SPENCER, IA, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $343M and total deposits of $291M. Profitability stands at 0.80% ROA and 9.60% ROE, with a net interest margin of 3.41%. The bank's CET1 capital ratio is 6.31%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 5.76%. FDIC Certificate #230.
Assets
$343M
Deposits
$291M
Loans
$160M
Equity
$28M
The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required