FIRST AMERICAN BANK

ELK GROVE VILLAGE, IL | Large | Est. March 26, 1901, midnight | FDIC #3657 | RSSD #850036 | FDIC
Latest Report: 2025-12-31

FIRST AMERICAN BANK is aln large FDIC-insured commercial bank headquartered in ELK GROVE VILLAGE, IL, established in March 26, 1901, midnight. As of 2025-12-31, the bank reported total assets of $8.1B and total deposits of $5.1B. Profitability stands at 1.81% ROA and 22.11% ROE, with a net interest margin of 3.88%. The bank's CET1 capital ratio is 14.27%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.75% and a Texas Ratio of 3.29%. FDIC Certificate #3657.

Assets

$8.1B

Deposits

$5.1B

Loans

$3.2B

Equity

$689M

Profitability

Return on Assets (ROA) 1.81%
Return on Equity (ROE) 22.11%
Net Interest Margin (NIM) 3.88%
Yield on Assets 5.93%
Cost of Funds 2.57%

Asset Quality

NPL Ratio 0.75%
Net Charge-Off Ratio 0.07%
Texas Ratio 3.29%
NPA Ratio 0.30%
ACL / Loans 1.33%

Capital & Liquidity

CET1 Ratio 14.27%
Tier 1 Capital 14.27%
Total Capital Ratio 15.28%
Leverage Ratio 7.75%
Loan-to-Deposit 62.48%

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