FIRST NATIONAL BANK IN ORD

ORD, NE | Small | Est. Jan. 1, 1882, midnight | FDIC #5460 | RSSD #850054 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK IN ORD is asn small FDIC-insured commercial bank headquartered in ORD, NE, established in Jan. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $160M and total deposits of $142M. Profitability stands at 0.82% ROA and 7.23% ROE, with a net interest margin of 4.14%. The bank's CET1 capital ratio is 22.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.32%. FDIC Certificate #5460.

Assets

$160M

Deposits

$142M

Loans

$82M

Equity

$18M

Profitability

Return on Assets (ROA) 0.82%
Return on Equity (ROE) 7.23%
Net Interest Margin (NIM) 4.14%
Yield on Assets 5.46%
Cost of Funds 1.37%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.32%
NPA Ratio 0.04%
ACL / Loans 1.63%

Capital & Liquidity

CET1 Ratio 22.73%
Tier 1 Capital 22.73%
Total Capital Ratio 23.98%
Leverage Ratio 11.46%
Loan-to-Deposit 57.97%

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