GOPPERT STATE SERVICE BANK

GARNETT, KS | Small | Est. July 11, 1899, midnight | FDIC #17317 | RSSD #850456 | FDIC
Latest Report: 2025-12-31

GOPPERT STATE SERVICE BANK is asn small FDIC-insured commercial bank headquartered in GARNETT, KS, established in July 11, 1899, midnight. As of 2025-12-31, the bank reported total assets of $324M and total deposits of $292M. Profitability stands at 1.40% ROA and 14.94% ROE, with a net interest margin of 5.05%. The bank's CET1 capital ratio is 9.28%. Asset quality metrics show a non-performing loan ratio of 1.75% and a Texas Ratio of 16.87%. FDIC Certificate #17317.

Assets

$324M

Deposits

$292M

Loans

$261M

Equity

$30M

Profitability

Return on Assets (ROA) 1.40%
Return on Equity (ROE) 14.94%
Net Interest Margin (NIM) 5.05%
Yield on Assets 7.08%
Cost of Funds 2.07%

Asset Quality

NPL Ratio 1.75%
Net Charge-Off Ratio 0.55%
Texas Ratio 16.87%
NPA Ratio 1.76%
ACL / Loans 1.46%

Capital & Liquidity

CET1 Ratio 9.28%
Tier 1 Capital 9.28%
Total Capital Ratio 9.75%
Leverage Ratio 9.48%
Loan-to-Deposit 89.39%

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