ATASCOSA BANK

PLEASANTON, TX | Micro | Est. Sept. 7, 1982, midnight | FDIC #24064 | RSSD #851060 | FDIC
Latest Report: 2025-12-31

ATASCOSA BANK is amn micro FDIC-insured commercial bank headquartered in PLEASANTON, TX, established in Sept. 7, 1982, midnight. As of 2025-12-31, the bank reported total assets of $89M and total deposits of $78M. Profitability stands at -1.80% ROA and -15.81% ROE, with a net interest margin of 3.44%. The bank's CET1 capital ratio is 11.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.32% and a Texas Ratio of 9.29%. FDIC Certificate #24064.

Assets

$89M

Deposits

$78M

Loans

$22M

Equity

$10M

Profitability

Return on Assets (ROA) -1.80%
Return on Equity (ROE) -15.81%
Net Interest Margin (NIM) 3.44%
Yield on Assets 4.56%
Cost of Funds 1.97%

Asset Quality

NPL Ratio 3.32%
Net Charge-Off Ratio 3.06%
Texas Ratio 9.29%
NPA Ratio 1.08%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 11.29%
Tier 1 Capital 11.29%
Total Capital Ratio 11.85%
Leverage Ratio 14.05%
Loan-to-Deposit 27.92%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required