BanksATASCOSA BANK

ATASCOSA BANK

PLEASANTON, TXMicroEst. Sept. 7, 1982, midnightFDIC #24064RSSD #851060FDIC
Latest · 2025-12-31

ATASCOSA BANK is an FDIC-insured commercial bank headquartered in PLEASANTON, TX, established in Sept. 7, 1982, midnight. As of 2025-12-31, the bank reported total assets of $89M and total deposits of $78M. Profitability stands at -1.80% ROA and -15.81% ROE, with a net interest margin of 3.44%. CET1 capital ratio: 11.29%, well above regulatory minimums. NPL ratio: 3.32% · Texas Ratio: 9.29%. Operates 1 domestic branch.

Assets
$89M
Deposits
$78M
Loans
$22M
Equity
$10M

Profitability

Return on Assets (ROA)-1.80%
Return on Equity (ROE)-15.81%
Net Interest Margin3.44%
Yield on Assets4.56%
Cost of Funds1.17%

Asset Quality

NPL Ratio3.32%
Net Charge-Off Ratio3.06%
Texas Ratio9.29%
NPA Ratio1.08%
ACL / Loans1.16%

Capital & Liquidity

CET1 Ratio11.29%
Tier 1 Capital11.29%
Total Capital Ratio11.85%
Leverage Ratio14.05%
Loan-to-Deposit27.92%

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