CBL STATE SAVINGS BANK

GREER, SC | Small | Est. Jan. 1, 1907, midnight | FDIC #31900 | RSSD #851172 | FDIC
Latest Report: 2025-12-31

CBL STATE SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in GREER, SC, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $188M and total deposits of $122M. Profitability stands at -0.32% ROA and -2.06% ROE, with a net interest margin of 2.01%. The bank's CET1 capital ratio is 15.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.19%. FDIC Certificate #31900.

Assets

$188M

Deposits

$122M

Loans

$117M

Equity

$29M

Profitability

Return on Assets (ROA) -0.32%
Return on Equity (ROE) -2.06%
Net Interest Margin (NIM) 2.01%
Yield on Assets 5.22%
Cost of Funds 3.65%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.19%
NPA Ratio 0.03%
ACL / Loans 0.93%

Capital & Liquidity

CET1 Ratio 15.47%
Tier 1 Capital 15.47%
Total Capital Ratio 16.25%
Leverage Ratio 16.12%
Loan-to-Deposit 95.33%

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