TRUIST BANK

CHARLOTTE, NC | National | Est. Jan. 1, 1872, midnight | FDIC #9846 | RSSD #852320 | FDIC
Latest Report: 2025-12-31

TRUIST BANK is ann national FDIC-insured commercial bank headquartered in CHARLOTTE, NC, established in Jan. 1, 1872, midnight. As of 2025-12-31, the bank reported total assets of $539.5B and total deposits of $409.4B. Profitability stands at 1.04% ROA and 8.88% ROE, with a net interest margin of 3.08%. The bank's CET1 capital ratio is 11.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.48% and a Texas Ratio of 2.35%. FDIC Certificate #9846.

Assets

$539.5B

Deposits

$409.4B

Loans

$330.3B

Equity

$63.2B

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 8.88%
Net Interest Margin (NIM) 3.08%
Yield on Assets 4.89%
Cost of Funds 3.48%

Asset Quality

NPL Ratio 0.48%
Net Charge-Off Ratio 0.52%
Texas Ratio 2.35%
NPA Ratio 0.30%
ACL / Loans 1.52%

Capital & Liquidity

CET1 Ratio 11.78%
Tier 1 Capital 11.78%
Total Capital Ratio 13.33%
Leverage Ratio 9.83%
Loan-to-Deposit 80.68%

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