TRUIST BANK is an FDIC-insured commercial bank headquartered in CHARLOTTE, NC, established in Jan. 1, 1872, midnight. As of 2025-12-31, the bank reported total assets of $539.5B and total deposits of $409.4B. Profitability stands at 1.04% ROA and 8.88% ROE, with a net interest margin of 3.08%. CET1 capital ratio: 11.78%, well above regulatory minimums. NPL ratio: 0.48% · Texas Ratio: 2.35%. Operates 1928 domestic branches.
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