SOUTHERN BANCORP BANK is aln large FDIC-insured commercial bank headquartered in ARKADELPHIA, AR, established in March 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $2.8B and total deposits of $2.1B. Profitability stands at 0.89% ROA and 6.39% ROE, with a net interest margin of 3.73%. The bank's CET1 capital ratio is 10.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.39% and a Texas Ratio of 6.71%. FDIC Certificate #1528.
Assets
$2.8B
Deposits
$2.1B
Loans
$1.8B
Equity
$388M
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