QNB BANK

QUAKERTOWN, PA | Large | Est. July 21, 1877, midnight | FDIC #7714 | RSSD #852713 | FDIC
Latest Report: 2025-12-31

QNB BANK is aln large FDIC-insured commercial bank headquartered in QUAKERTOWN, PA, established in July 21, 1877, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.6B. Profitability stands at 1.14% ROA and 15.23% ROE, with a net interest margin of 3.41%. The bank's CET1 capital ratio is 13.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.70% and a Texas Ratio of 5.69%. FDIC Certificate #7714.

Assets

$1.9B

Deposits

$1.6B

Loans

$1.3B

Equity

$145M

Profitability

Return on Assets (ROA) 1.14%
Return on Equity (ROE) 15.23%
Net Interest Margin (NIM) 3.41%
Yield on Assets 5.45%
Cost of Funds 2.33%

Asset Quality

NPL Ratio 0.70%
Net Charge-Off Ratio 0.00%
Texas Ratio 5.69%
NPA Ratio 0.47%
ACL / Loans 0.73%

Capital & Liquidity

CET1 Ratio 13.50%
Tier 1 Capital 13.50%
Total Capital Ratio 14.15%
Leverage Ratio 9.94%
Loan-to-Deposit 76.77%

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