OCONEE FEDERAL SAVINGS AND LOAN ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in SENECA, SC, established in Feb. 14, 1924, midnight. As of 2025-12-31, the bank reported total assets of $664M and total deposits of $557M. Profitability stands at 0.72% ROA and 5.80% ROE, with a net interest margin of 2.85%. The bank's CET1 capital ratio is 24.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 1.19%. FDIC Certificate #30111.
Assets
$664M
Deposits
$557M
Loans
$485M
Equity
$81M
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