DLP BANK

STARKE, FL | Small | Est. March 19, 1957, midnight | FDIC #17734 | RSSD #853934 | FDIC
Latest Report: 2025-12-31

DLP BANK is asn small FDIC-insured commercial bank headquartered in STARKE, FL, established in March 19, 1957, midnight. As of 2025-12-31, the bank reported total assets of $304M and total deposits of $245M. Profitability stands at -3.17% ROA and -16.71% ROE, with a net interest margin of -11.33%. The bank's CET1 capital ratio is 6.70%. Asset quality metrics show a non-performing loan ratio of 3.45% and a Texas Ratio of 8.58%. FDIC Certificate #17734.

Assets

$304M

Deposits

$245M

Loans

$111M

Equity

$58M

Profitability

Return on Assets (ROA) -3.17%
Return on Equity (ROE) -16.71%
Net Interest Margin (NIM) -11.33%
Yield on Assets -12.20%
Cost of Funds -0.99%

Asset Quality

NPL Ratio 3.45%
Net Charge-Off Ratio 0.02%
Texas Ratio 8.58%
NPA Ratio 1.68%
ACL / Loans 1.66%

Capital & Liquidity

CET1 Ratio 6.70%
Tier 1 Capital 6.70%
Total Capital Ratio 7.04%
Leverage Ratio 13.85%
Loan-to-Deposit 45.31%

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