CENTRAL TRUST BANK, THE is an FDIC-insured commercial bank headquartered in JEFFERSON CITY, MO, established in Feb. 3, 1902, midnight. As of 2025-12-31, the bank reported total assets of $20.8B and total deposits of $16.8B. Profitability stands at 2.00% ROA and 21.05% ROE, with a net interest margin of 4.17%. CET1 capital ratio: 12.88%, well above regulatory minimums. NPL ratio: 0.39% · Texas Ratio: 2.42%. Operates 177 domestic branches.
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