INVESTMENT SAVINGS BANK

ALTOONA, PA | Small | Est. Jan. 1, 1939, midnight | FDIC #30121 | RSSD #854173 | FDIC
Latest Report: 2025-12-31

INVESTMENT SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in ALTOONA, PA, established in Jan. 1, 1939, midnight. As of 2025-12-31, the bank reported total assets of $106M and total deposits of $77M. Profitability stands at 0.33% ROA and 1.57% ROE, with a net interest margin of 2.66%. The bank's CET1 capital ratio is 20.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 0.37%. FDIC Certificate #30121.

Assets

$106M

Deposits

$77M

Loans

$46M

Equity

$22M

Profitability

Return on Assets (ROA) 0.33%
Return on Equity (ROE) 1.57%
Net Interest Margin (NIM) 2.66%
Yield on Assets 4.05%
Cost of Funds 1.65%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.37%
NPA Ratio 0.08%
ACL / Loans 0.83%

Capital & Liquidity

CET1 Ratio 20.83%
Tier 1 Capital 20.83%
Total Capital Ratio 21.87%
Leverage Ratio 21.86%
Loan-to-Deposit 60.38%

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