OCEANFIRST BANK, NATIONAL ASSOCIATION is arn regional FDIC-insured commercial bank headquartered in TOMS RIVER, NJ, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $14.5B and total deposits of $11.0B. Profitability stands at 0.54% ROA and 4.52% ROE, with a net interest margin of 2.99%. The bank's CET1 capital ratio is 11.54%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 2.10%. FDIC Certificate #28359.
Assets
$14.5B
Deposits
$11.0B
Loans
$11.1B
Equity
$1.7B
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