RIVERWIND BANK

AUGUSTA, AR | Small | Est. March 4, 1935, midnight | FDIC #15035 | RSSD #855143 | FED
Latest Report: 2025-12-31

RIVERWIND BANK is asn small FDIC-insured commercial bank headquartered in AUGUSTA, AR, established in March 4, 1935, midnight. As of 2025-12-31, the bank reported total assets of $168M and total deposits of $154M. Profitability stands at 0.95% ROA and 16.18% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 5.98%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.24% and a Texas Ratio of 2.24%. FDIC Certificate #15035.

Assets

$168M

Deposits

$154M

Loans

$104M

Equity

$10M

Profitability

Return on Assets (ROA) 0.95%
Return on Equity (ROE) 16.18%
Net Interest Margin (NIM) 3.74%
Yield on Assets 6.09%
Cost of Funds 2.36%

Asset Quality

NPL Ratio 0.24%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.24%
NPA Ratio 0.15%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 5.98%
Tier 1 Capital 5.98%
Total Capital Ratio 6.28%
Leverage Ratio 8.89%
Loan-to-Deposit 67.62%

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