FIRST NATIONAL BANK IN PORT LAVACA

Latest Report: 2025-12-31

FIRST NATIONAL BANK IN PORT LAVACA is asn small FDIC-insured commercial bank headquartered in PORT LAVACA, TX, established in Nov. 13, 1957, midnight. As of 2025-12-31, the bank reported total assets of $381M and total deposits of $313M. Profitability stands at 0.80% ROA and 8.12% ROE, with a net interest margin of 3.13%. The bank's CET1 capital ratio is 9.81%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #17811.

Assets

$381M

Deposits

$313M

Loans

$208M

Equity

$37M

Profitability

Return on Assets (ROA) 0.80%

Return on Equity (ROE) 8.12%

Net Interest Margin (NIM) 3.13%

Yield on Assets 4.77%

Cost of Funds 1.67%

Asset Quality

NPL Ratio 0.00%

Net Charge-Off Ratio -0.01%

Texas Ratio 0.00%

NPA Ratio 0.00%

ACL / Loans 0.93%

Capital & Liquidity

CET1 Ratio 9.81%

Tier 1 Capital 9.81%

Total Capital Ratio 10.31%

Leverage Ratio 12.36%

Loan-to-Deposit 66.36%

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