ANNA-JONESBORO NATIONAL BANK

ANNA, IL | Small | Est. Jan. 1, 1900, midnight | FDIC #3759 | RSSD #855844 | OCC
Latest Report: 2025-12-31

ANNA-JONESBORO NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in ANNA, IL, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $236M and total deposits of $205M. Profitability stands at 1.14% ROA and 9.47% ROE, with a net interest margin of 3.57%. The bank's CET1 capital ratio is 31.92%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.32% and a Texas Ratio of 11.01%. FDIC Certificate #3759.

Assets

$236M

Deposits

$205M

Loans

$103M

Equity

$29M

Profitability

Return on Assets (ROA) 1.14%
Return on Equity (ROE) 9.47%
Net Interest Margin (NIM) 3.57%
Yield on Assets 4.43%
Cost of Funds 0.91%

Asset Quality

NPL Ratio 3.32%
Net Charge-Off Ratio 0.01%
Texas Ratio 11.01%
NPA Ratio 1.45%
ACL / Loans 1.90%

Capital & Liquidity

CET1 Ratio 31.92%
Tier 1 Capital 31.92%
Total Capital Ratio 33.17%
Leverage Ratio 14.16%
Loan-to-Deposit 49.92%

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