UNION STATE BANK OF HAZEN

HAZEN, ND | Small | Est. Jan. 1, 1908, midnight | FDIC #13195 | RSSD #855956 | FDIC
Latest Report: 2025-12-31

UNION STATE BANK OF HAZEN is asn small FDIC-insured commercial bank headquartered in HAZEN, ND, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $251M and total deposits of $231M. Profitability stands at 0.91% ROA and 11.92% ROE, with a net interest margin of 3.57%. The bank's CET1 capital ratio is 7.60%. Asset quality metrics show a non-performing loan ratio of 1.02% and a Texas Ratio of 6.63%. FDIC Certificate #13195.

Assets

$251M

Deposits

$231M

Loans

$140M

Equity

$19M

Profitability

Return on Assets (ROA) 0.91%
Return on Equity (ROE) 11.92%
Net Interest Margin (NIM) 3.57%
Yield on Assets 5.26%
Cost of Funds 1.69%

Asset Quality

NPL Ratio 1.02%
Net Charge-Off Ratio 0.14%
Texas Ratio 6.63%
NPA Ratio 0.57%
ACL / Loans 1.67%

Capital & Liquidity

CET1 Ratio 7.60%
Tier 1 Capital 7.60%
Total Capital Ratio 7.98%
Leverage Ratio 9.17%
Loan-to-Deposit 60.43%

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