SAINT MARTIN NATIONAL BANK

SAINT MARTIN, MN | Micro | Est. Nov. 12, 1963, midnight | FDIC #18937 | RSSD #856159 | OCC
Latest Report: 2025-12-31

SAINT MARTIN NATIONAL BANK is amn micro FDIC-insured commercial bank headquartered in SAINT MARTIN, MN, established in Nov. 12, 1963, midnight. As of 2025-12-31, the bank reported total assets of $28M and total deposits of $24M. Profitability stands at 0.10% ROA and 0.67% ROE, with a net interest margin of 4.03%. The bank's CET1 capital ratio is 14.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #18937.

Assets

$28M

Deposits

$24M

Loans

$13M

Equity

$4M

Profitability

Return on Assets (ROA) 0.10%
Return on Equity (ROE) 0.67%
Net Interest Margin (NIM) 4.03%
Yield on Assets 4.96%
Cost of Funds 1.39%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.53%

Capital & Liquidity

CET1 Ratio 14.57%
Tier 1 Capital 14.57%
Total Capital Ratio 15.30%
Leverage Ratio 14.43%
Loan-to-Deposit 53.12%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required