BanksSAINT MARTIN NATIONAL BANK

SAINT MARTIN NATIONAL BANK

SAINT MARTIN, MNMicroEst. Nov. 12, 1963, midnightFDIC #18937RSSD #856159OCC
Latest · 2025-12-31

SAINT MARTIN NATIONAL BANK is an FDIC-insured commercial bank headquartered in SAINT MARTIN, MN, established in Nov. 12, 1963, midnight. As of 2025-12-31, the bank reported total assets of $28M and total deposits of $24M. Profitability stands at 0.10% ROA and 0.67% ROE, with a net interest margin of 4.03%. CET1 capital ratio: 14.57%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$28M
Deposits
$24M
Loans
$13M
Equity
$4M

Profitability

Return on Assets (ROA)0.10%
Return on Equity (ROE)0.67%
Net Interest Margin4.03%
Yield on Assets4.96%
Cost of Funds1.00%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.53%

Capital & Liquidity

CET1 Ratio14.57%
Tier 1 Capital14.57%
Total Capital Ratio15.30%
Leverage Ratio14.43%
Loan-to-Deposit53.12%

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