AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION

OTTAWA, IL | Large | Est. June 1, 1865, midnight | FDIC #3719 | RSSD #856243 | OCC
Latest Report: 2025-12-31

AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in OTTAWA, IL, established in June 1, 1865, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.7B. Profitability stands at 1.46% ROA and 16.63% ROE, with a net interest margin of 4.24%. The bank's CET1 capital ratio is 9.99%. Asset quality metrics show a non-performing loan ratio of 0.34% and a Texas Ratio of 3.23%. FDIC Certificate #3719.

Assets

$2.0B

Deposits

$1.7B

Loans

$1.7B

Equity

$178M

Profitability

Return on Assets (ROA) 1.46%
Return on Equity (ROE) 16.63%
Net Interest Margin (NIM) 4.24%
Yield on Assets 6.78%
Cost of Funds 3.56%

Asset Quality

NPL Ratio 0.34%
Net Charge-Off Ratio 0.13%
Texas Ratio 3.23%
NPA Ratio 0.32%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 9.99%
Tier 1 Capital 9.99%
Total Capital Ratio 11.25%
Leverage Ratio 9.08%
Loan-to-Deposit 99.61%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required