FARMERS STATE BANK OF ALTO PASS, ILL.

ALTO PASS, IL | Small | Est. Jan. 1, 1910, midnight | FDIC #11299 | RSSD #856346 | FDIC
Latest Report: 2025-12-31

FARMERS STATE BANK OF ALTO PASS, ILL. is asn small FDIC-insured commercial bank headquartered in ALTO PASS, IL, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $355M and total deposits of $322M. Profitability stands at 2.33% ROA and 25.96% ROE, with a net interest margin of 6.32%. The bank's CET1 capital ratio is 11.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.28% and a Texas Ratio of 10.88%. FDIC Certificate #11299.

Assets

$355M

Deposits

$322M

Loans

$301M

Equity

$32M

Profitability

Return on Assets (ROA) 2.33%
Return on Equity (ROE) 25.96%
Net Interest Margin (NIM) 6.32%
Yield on Assets 7.75%
Cost of Funds 1.45%

Asset Quality

NPL Ratio 1.28%
Net Charge-Off Ratio -0.13%
Texas Ratio 10.88%
NPA Ratio 1.09%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 11.81%
Tier 1 Capital 11.81%
Total Capital Ratio 13.00%
Leverage Ratio 9.15%
Loan-to-Deposit 93.47%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required