BREDA SAVINGS BANK

BREDA, IA | Micro | Est. Jan. 1, 1890, midnight | FDIC #5792 | RSSD #856542 | FDIC
Latest Report: 2025-12-31

BREDA SAVINGS BANK is amn micro FDIC-insured commercial bank headquartered in BREDA, IA, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $100M and total deposits of $79M. Profitability stands at 1.60% ROA and 20.22% ROE, with a net interest margin of 3.32%. The bank's CET1 capital ratio is 7.76%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #5792.

Assets

$100M

Deposits

$79M

Loans

$60M

Equity

$8M

Profitability

Return on Assets (ROA) 1.60%
Return on Equity (ROE) 20.22%
Net Interest Margin (NIM) 3.32%
Yield on Assets 5.59%
Cost of Funds 3.06%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.76%

Capital & Liquidity

CET1 Ratio 7.76%
Tier 1 Capital 7.76%
Total Capital Ratio 8.15%
Leverage Ratio 10.94%
Loan-to-Deposit 76.34%

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