BanksPRODUCER BANK OF TEXAS

PRODUCER BANK OF TEXAS

POWELL, TXMicroEst. Jan. 1, 1910, midnightFDIC #18302RSSD #856869FDIC
Latest · 2025-12-31

PRODUCER BANK OF TEXAS is an FDIC-insured commercial bank headquartered in POWELL, TX, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $54M and total deposits of $38M. Profitability stands at 0.01% ROA and 0.03% ROE, with a net interest margin of 4.10%. CET1 capital ratio: 21.28%, well above regulatory minimums. NPL ratio: 0.83% · Texas Ratio: 2.57%. Operates 1 domestic branch.

Assets
$54M
Deposits
$38M
Loans
$20M
Equity
$14M

Profitability

Return on Assets (ROA)0.01%
Return on Equity (ROE)0.03%
Net Interest Margin4.10%
Yield on Assets5.77%
Cost of Funds2.20%

Asset Quality

NPL Ratio0.83%
Net Charge-Off Ratio3.45%
Texas Ratio2.57%
NPA Ratio0.72%
ACL / Loans4.18%

Capital & Liquidity

CET1 Ratio21.28%
Tier 1 Capital21.28%
Total Capital Ratio22.34%
Leverage Ratio21.42%
Loan-to-Deposit53.39%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required